Save, borrow, and earn — all denominated in gold. Real Krugerrand gold, vaulted, insured, and working for you.
Gold Tools and Global Accounts are the next phase of Troygold — a Global Mastercard, gold cashback on every spend, and a credit facility backed by your vaulted gold. Early access gives loyal users front-row seats and locks in your first month free before we open to the public.
Save in it. Upload it. Borrow on it. Earn from it. Real vaulted gold, working for you — and no government can print it away.
The world runs on fiat.
We run on gold.
A financial system built on real gold — not currency. No central bank. No printing press. Just gold, working for you.
See how the system works →The ZAR has lost over 99% of its value against gold since 1971. The USD is down 97%. The GBP, 98%. Every fiat currency is subject to the same slow erosion — by the governments that print them.
With Troygold, your savings are held in physical Krugerrand gold — vaulted with Brink's in Johannesburg, held in custody by Rand Merchant Bank, and fully insured. From R10 to R10 million.
Don't sell your gold to access liquidity. Use it as collateral for an instant, flexible credit facility — up to 50% of your gold's current market value.
Your gold stays in the vault, continuing to appreciate. You get the spending power you need, right now.
Since 1971, the ZAR has lost over 99% of its purchasing power. The USD is down 97%. Gold has held its value — because gold is the constant.
Troygold is built on the simple belief that your savings should be protected by the world's hardest asset.
Available on iOS and Android. Set up your account in minutes. Start saving in gold today.